Services we are passionate about providing for our clients
Mortgage Protection
Mortgage Protection helps your family keep their home if the unexpected happens.
These plans can pay off all or part of your mortgage and can be customized to fit your budget. Many options include disability coverage or return of premium if the policy goes unused.
It's a simple, affordable way to protect your biggest asset.
Final Expense
Final Expense plans are designed to ease the financial burden that comes with end-of-life costs.
Coverage is available for most health conditions, and plans are flexible to fit any budget.
This ensures your loved ones are protected from added stress during a difficult time.
Retirement Planning
Retirement planning helps you build a future where you don’t have to worry about running out of money.
We offer a variety of solutions — including IRA rollovers and growth-focused annuities — that let you participate in market gains without suffering losses.
You can also add living benefits and income riders to create a secure, predictable retirement.
College Funding
The cost of college continues to rise, and many families end up relying on loans to make it happen. We help parents and students understand smart, flexible strategies to fund education without taking on overwhelming debt.
Our goal is to give families confidence, clarity, and options so future generations can start adulthood on solid financial ground.
Living Benefits
Living Benefits allow you to access a portion of your life insurance while you’re still alive if you’re diagnosed with a covered critical, chronic, or terminal illness.
This money can help with treatment, everyday expenses, keeping your home, or simply giving you time with your family.
It’s one of the most valuable protections you can add to a policy.
Debt Elminiation
The right plan can help you pay off debt faster and create more financial freedom in your life. Using specialized life insurance strategies, you can access cash value to reduce or eliminate debt over time.
These customized plans can speed up your payoff schedule and help you build a life with less stress and more opportunity.
Our Commitment to You
What We Do
At Rooted Financial, we deliver personalized insurance and retirement solutions tailored to your unique needs. By partnering with top carriers, our team helps you protect your family, strengthen your financial security, and enjoy peace of mind at every stage of life.